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deskgameA bank wire is a method for transferring money directly from your bank account. A bank transfer is the updated version of the venerable bank wire. Although it’s not the most common method, you still can use it. It can take a few days and isn’t the fastest of methods, but it’s still a nice option to have in your back pocket. At the very least, it’s faster than getting a check in the mailbox. deskgameSetting the tone defensively is what Michigan does. The Wolverines allow a stingy 3.4 first-quarter points per game. The Alabama offense averages 8.8 first-quarter points, including 6.6 points on the road. deskgamePenn State is 6-4-0 ATS in its previous 10 games. It’s also suffered losses to Ohio State and Oregon. The Nittany Lions had an easy run to the CFP semifinals, but that run ends by at least a field goal Thursday night in Miami. deskgameThe Bills have the second-best odds to win the AFC Championship, behind Kansas City (+210) and ahead of Baltimore (+320).